DEPARTMENT OF ADULT AND NON FORMAL EDUCATION

This research investigates the environmental consequences of fast fashion consumption within Egor Local Government Area, specifically focusing on its contribution to pollution and the implications for environmental literacy within the community. The study explores the link between rising fast fashion consumption, increased textile waste generation, and its subsequent impact on land, water, and air quality. Additionally, it examines the community's awareness and understanding of these environmental issues, highlighting the need for improved environmental literacy. Through surveys, interviews, and waste analysis, the research assesses the extent of fast fashion consumption, identifies prevalent disposal methods for unwanted clothing, and analyzes the resulting environmental pollution. The findings are expected to reveal a gap in environmental knowledge and awareness regarding the detrimental effects of fast fashion. This lack of understanding underscores the importance of implementing educational initiatives that promote sustainable fashion choices, responsible consumption habits, and proper waste management practices. By examining the impact of fast fashion consumption on environmental pollution and highlighting the need for increased environmental literacy, this study aims to encourage a shift towards more sustainable fashion practices within Egor Local Government Area. Ultimately, the goal is to contribute to a cleaner environment and a more informed and environmentally conscious community.

This research investigates the environmental consequences of fast fashion consumption within Egor Local Government Area, specifically focusing on its contribution to pollution and the implications for environmental literacy within the community. The study explores the link between rising fast fashion consumption, increased textile waste generation, and its subsequent impact on land, water, and air quality. Additionally, it examines the community's awareness and understanding of these environmental issues, highlighting the need for improved environmental literacy. Through surveys, interviews, and waste analysis, the research assesses the extent of fast fashion consumption, identifies prevalent disposal methods for unwanted clothing, and analyzes the resulting environmental pollution. The findings are expected to reveal a gap in environmental knowledge and awareness regarding the detrimental effects of fast fashion. This lack of understanding underscores the importance of implementing educational initiatives that promote sustainable fashion choices, responsible consumption habits, and proper waste management practices. By examining the impact of fast fashion consumption on environmental pollution and highlighting the need for increased environmental literacy, this study aims to encourage a shift towards more sustainable fashion practices within Egor Local Government Area. Ultimately, the goal is to contribute to a cleaner environment and a more informed and environmentally conscious community

This research investigates the environmental consequences of fast fashion consumption within Egor Local Government Area, specifically focusing on its contribution to pollution and the implications for environmental literacy within the community. The study explores the link between rising fast fashion consumption, increased textile waste generation, and its subsequent impact on land, water, and air quality. Additionally, it examines the community's awareness and understanding of these environmental issues, highlighting the need for improved environmental literacy. Through surveys, interviews, and waste analysis, the research assesses the extent of fast fashion consumption, identifies prevalent disposal methods for unwanted clothing, and analyzes the resulting environmental pollution. The findings are expected to reveal a gap in environmental knowledge and awareness regarding the detrimental effects of fast fashion. This lack of understanding underscores the importance of implementing educational initiatives that promote sustainable fashion choices, responsible consumption habits, and proper waste management practices. By examining the impact of fast fashion consumption on environmental pollution and highlighting the need for increased environmental literacy, this study aims to encourage a shift towards more sustainable fashion practices within Egor Local Government Area. Ultimately, the goal is to contribute to a cleaner environment and a more informed and environmentally conscious community

This study examined the Influence of Financial Literacy on the Financial Behaviour of Sub-Urban Traders. It aimed to determine the extent to which being financially literate can affect the choices and decisions of sub-urban traders when it comes to dealing with finance. In line with the convention in research, five research questions were raised for
investigation on the basis of the purpose and basic assumptions of the study. The research questions are;
1. What is the level of financial literacy of sub-urban traders in Ovia North east local government of Edo State?
2. What is the financial behaviour of sub-urban traders in Ovia North east local government of Edo State?
3. What factors influence the financial behaviour of sub-urban traders in Ovia North east local government of Edo State? 4. Is there a relationship between financial literacy and financial behaviour of sub-urban traders in Ovia North east local government of Edo State? 5. Is there a difference in financial behaviour between male and female of sub-urban traders in Ovia North east local government of Edo State? The design adopted for the study is the descriptive research design which provided the researcher the opportunity to conduct a general assessment of opinions, attitudes or feelings of respondents. The population was drawn from male and female sub-urban traders and in all,
250 respondents were involved. The stratified and proportionate sampling technique was used to select 125 respondents. The research instrument that was used for data collection was a questionnaire titled “Financial Literacy and Financial Behaviour Questionnaire” which was validated by the project’s supervisor and two other experts from the department of Adult and Non-Formal Education. The instrument was pilot-tested in a sample of 20 respondents who
were not part of the study sample to determine the reliability of the study. The method of data collection was through the administration of the instrument to the respondents. The data was analyzed using descriptive and inferential statistics which analyzed the hypotheses formulated. The study revealed that some sub-urban traders does not have financial literacy skill as they are not aware about savings, credits insurance, investments, etc and in return, they tend to have poor negative behaviour financially. Although, some of them make a lot of sales but it does not guarantee a balanced financial behaviour as their businesses can be at risk when issues that relates to finance arises.
Based on the findings of this research, the following conclusions were reached as yielded by the data analysed;
 There is a low level of financial literacy among sub-urban traders in Ovia North east local government area of Edo State. Also, Sub-urban traders have poor financial behaviour in Ovia North east local government area of Edo State.
 The factors influencing the financial behaviour of sub-urban traders in Ovia north east local government area of Edo State are inflation and currency rates, access to current and reliable information, psychological biases such as overconfidence, and traders’ attitudes towards investments and savings. More so, there is a significant relationship between financial literacy and financial behaviours of sub-urban traders in Ovia North East local government area of Edo State.  And finally, there is no significant difference between male and female sub-urban traders in Ovia North east local government area of Edo State.

The study was carried out to analyse digital literacy utilization among adult learners in
Adult Education programme in Edo State, Benin Metropolis. To enable the study achieve its objectives, five (5) research questions were raised. The
study adopted a descriptive survey research design. The population of this study comprised all Adult Learners in Benin Metropolis from which a total of one hundred respondents were selected to form the sample size for the study. A research instrument
titled questionnaire on the analysis of digital literacy utilization among adult learners in Adult Education programme in Edo State, Benin Metropolis was the instrument used for data collection. The validity of the instrument was ascertained through the expert judgment approach while the test re-test method of estimating reliability was used to determine the reliability of the instrument. A reliability index of 0.87 was obtained using Person Product Moment Correlation Statistics. Collected data were
analyzed using frequency count, simple percentage, and mean score analysis. In view of the findings and conclusions arising from this study, the following recommendations are made; there is need for the government to get involved in digital literacy programmes by helping to plan and implement the structure of the system, syllables, provide instructional materials and facilities. The government should also fund digital literacy programmes adequately in order for it to be more effective to the adult learners. There is need to tailor digital literacy programmes to adult learners' unique needs in such a way that will accommodate diverse learning styles, providing mentorship, encouraging peer support, and establishing local business collaborations. These methods create an inclusive, supportive, and applicable learning environment for all involved. The government should help in creating awareness in conjunction with adult literacy through the provision of billboards, pamphlets etc, that would help
to enlighten the adult citizens about the benefits of the programmes. Modern digital technologies and resources should be integrated into adult education curricula to enhance skill development and real-world applicability. Policy makers should be
encouraged to prioritize initiatives that can bridge the digital divide such as partnerships between adult education institutions, tech companies, and local businesses to provide hands-on learning opportunities and promote digital skill acquisition

The purpose of this study was to investigate the Assessment of the role of ICT in the effective teaching and learning of adults in adult literacy centers in Benin Metropolis.its specific objectives where to determine the usefulness of information and ommunication technology in the teaching and learning of adults in adult literacy center in Benin Metropolis,To examine how effective and efficient the use of Information and communication technology resources in the teaching and learning of adult in literacy
centers in Benin metropolis,To assess the extent of information and communication technology utilized in the delivery of adult literacy educational in that area, and determine the challenges milltating against the application of information and
communication technology in adult literacy education delivered in that area, if available, in assisting the facilitators in integrating ICT into teaching. Structured questionnaire were administered to 79 selected stakeholders in adult literacy centers. The study identified a clear infrastructural gap in ICT in the three local government areas which has hampered the effective teaching and learning of adults. The study also discovered that only a limited proportion of the facilitators are very proficient in ICT use. Conclusively, the study discovered that lack of inadequate funding was the major challenge faced by the facilitators across board. The study recommends that intervention be made in the area of ICT in adult literacy centers to enhance the level of teaching and learning and improve adults performance in Adult literacy centers.

This study examined the Influence of Financial Literacy on the Financial Behaviour of Sub-Urban Traders. It aimed to determine the extent to which being financially literate can affect the choices and decisions of sub-urban traders when it comes to dealing with finance. In line with the convention in research, five research questions were raised for investigation on the basis of the purpose and basic assumptions of the study. The research questions are; 1. What is the level of financial literacy of sub-urban traders in Ovia North east local government of Edo State? 2. What is the financial behaviour of sub-urban traders in Ovia North east local government of Edo State? 3. What factors influence the financial behaviour of sub-urban traders in Ovia North east
local government of Edo State? 4. Is there a relationship between financial literacy and financial behaviour of sub-urban
traders in Ovia North east local government of Edo State? 5. Is there a difference in financial behaviour between male and female of sub-urban traders in Ovia North east local government of Edo State? The design adopted for the study is the descriptive research design which provided the researcher the opportunity to conduct a general assessment of opinions, attitudes or feelings
of respondents. The population was drawn from male and female sub-urban traders and in all, 250 respondents were involved. The stratified and proportionate sampling technique was used to select 125 respondents. The research instrument that was used for data collection was a questionnaire titled “Financial Literacy and Financial Behaviour Questionnaire” which was validated by the project’s supervisor and two other experts from the department of Adult and Non-Formal Education. The instrument was pilot-tested in a sample of 20 respondents who were not part of the study sample to determine the reliability of the study. The method of data collection was through the administration of the instrument to the respondents. The data was analyzed using descriptive and inferential statistics which analyzed the hypotheses formulated. The study revealed that some sub-urban traders does not have financial literacy skill as they are not aware about savings, credits insurance, investments, etc and in return, they tend to have poor negative behaviour financially. Although, some of them make a lot of sales but it does not guarantee a balanced financial behaviour as their businesses can be at risk when issues that relates to finance arises. Based on the findings of this research, the following conclusions were reached as yielded by the data analysed;  There is a low level of financial literacy among sub-urban traders in Ovia North east local government area of Edo State. Also, Sub-urban traders have poor financial
behaviour in Ovia North east local government area of Edo State.  The factors influencing the financial behaviour of sub-urban traders in Ovia north east local government area of Edo State are inflation and currency rates, access to current and reliable information, psychological biases such as overconfidence, and traders’ attitudes towards investments and savings.  More so, there is a significant relationship between financial literacy and financial behaviours of sub-urban traders in Ovia North East local government area of Edo State.  And finally, there is no significant difference between male and female sub-urban traders in Ovia North east local government area of Edo State.

Government is a social science subject, studied in various educational institutions (primary, secondary and tertiary). It is known as Political Science in higher institutions. Government Studies covers a range of International Relations, Comparative Politics, Public Administration and so on. This is because government is both a system, an institution and a process which can be studied for better understanding of how it works. It is a secondary school subject deals with the whole process and structure of political institution.

The study examined the factors influencing students’ dropouts in adult literacy centres in Oredo Local Government Area of Edo State. In order to achieve the purpose of this study, five research questions were raised to guide the study. The sample for the study consists of one hundred (100) adult learners selected from four (4) adult literacy centres in Oredo Local Government Area of Edo State. The participants were selected using the simple random sampling method and data was collected with the aid of questionnaire. The validity and reliability of the instrument were ascertained using the test-retest procedures. Simple percentages and frequency count were used to analyze collected data. Findings from the study revealed that the several factors such as low
facilitator’s competence, financial constraints, gender and distance from literacy centre are capable of influencing student drop-out in adult literacy centres. And based on the findings emanating from the study it was recommended that there is need for national re-orientation to the value of adult IV literacy education through public enlightenment programmes to encourage the
adult learners to continue with the literacy programme.

This study examined the Influence of Financial Literacy on the Financial Behaviour of Sub-Urban Traders. It aimed to determine the extent to which being financially literate can affect the choices and decisions of sub-urban traders when it comes to dealing with finance. In line with the convention in research, five research questions were raised for investigation on the basis of the purpose and basic assumptions of the study. The research questions are;
1. What is the level of financial literacy of sub-urban traders in Ovia North east local
government of Edo State?
2. What is the financial behaviour of sub-urban traders in Ovia North east local government
of Edo State?
3. What factors influence the financial behaviour of sub-urban traders in Ovia North east
local government of Edo State?
4. Is there a relationship between financial literacy and financial behaviour of sub-urban
traders in Ovia North east local government of Edo State?
5. Is there a difference in financial behaviour between male and female of sub-urban traders
in Ovia North east local government of Edo State?
The design adopted for the study is the descriptive research design which provided the researcher the opportunity to conduct a general assessment of opinions, attitudes or feelings of respondents. The population was drawn from male and female sub-urban traders and in all, 250 respondents were involved. The stratified and proportionate sampling technique was usedto select 125 respondents. The research instrument that was used for data collection was a questionnaire titled “Financial Literacy and Financial Behaviour Questionnaire” which was validated by the project’s supervisor and two other experts from the department of Adult and Non-Formal Education. The instrument was pilot-tested in a sample of 20 respondents who were not part of the study sample to determine the reliability of the study. The method of data collection was through the administration of the instrument to the respondents. The data was analyzed using descriptive and inferential statistics which analyzed the hypotheses formulated. The study revealed that some sub-urban traders does not have financial literacy skill as they are not aware about savings, credits insurance, investments, etc and in return, they tend to have poor negative behaviour financially. Although, some of them make a lot of sales but it does not guarantee a balanced financial behaviour as their businesses can be at risk when issues that relates to finance arises. Based on the findings of this research, the following conclusions were reached as yielded by the data analysed;  There is a low level of financial literacy among sub-urban traders in Ovia North east local government area of Edo State. Also, Sub-urban traders have poor financial behaviour in Ovia North east local government area of Edo State.  The factors influencing the financial behaviour of sub-urban traders in Ovia north east local government area of Edo State are inflation and currency rates, access to current and reliable information, psychological biases such as overconfidence, and traders’ attitudes towards investments and savings.  More so, there is a significant relationship between financial literacy and financial behaviours of sub-urban traders in Ovia North East local government area of Edo State.  And finally, there is no significant difference between male and female sub-urban traders in Ovia North east local government area of Edo Stat