IN NIGERIA

This study examined exchange rate on economic growth of Nigeria from 1986 to 2020.Exchange rate is the rate at which one currency exchanges for another, it is the external value of a currency in respect to the external value of another currency.The objectives of the study is to empirically examine exchange rate and its volatility in the Nigerian economy. It will be shown in the study that exchange rate,inflation,interest rate has no significant impact on economic growth, thus making it a negative relationship. The significance of the study cannot be overemphasized as it is of great concern not only to policy makers but the economy at large. The main data used in this study is secondary; sourced from various issues of Central Bank of Nigeria Statistical Bulletin. The Ordinary Least Square (OLS) regression technique was used to analyze the data. Also in a view to afford difficulties while carrying out the regression analysis other methods such as Augumented Dickey Fuller test and ECMwasemployed, The result also revealed that exchange rate have no significant impacts on economic growth. The result also indicated that that interest rate and inflation rate have negative impact on economic growth respectively. We recommend that the government should properly manage exchange rate in Nigeria as its volatility has the potential to distort other factors (such as lending rate, labor force and price stability) that matter to the performance of the economy.Government should also encourage approved domestic investment to accelerate growth rather than relying on foreign direct investment. Interest rate should be managed in such a way that it will encourage savings but not to the extent of discouraging investment. Government should also reduce inflation to boost economic growth in Nigeria

The study examines the effect of credit risk management on the performance of Deposit Money Banks (DMBs) in Nigeria between 2014 and 2023. The study found out that non- performing loans has a negative and insignificant impact on the performance of deposit money banks in Nigeria. Capital adequacy ratio has a positive and significant impact on the performance of deposit money banks in Nigeria. Loan loss provisions has a negative and insignificant effect on the performance of deposit money banks in Nigeria. Loan to deposit ratio has a positive and significant effect on the performance of deposit money banks in Nigeria. The study recommends that government should improve regulatory frameworks to guarantee compliance with risk management procedures and sensible lending requirements. A risk-based supervisory approach that emphasizes evaluating the caliber and sufficiency of banks' credit risk management frameworks ought to be used. The Nigerian government ought to encourage industry cooperation. This will help to create platforms for information exchange and teamwork between Deposit Money Banks (DMBs), authorities, trade groups, and academic institutions in order to share best practices and lessons discovered.

The effect of board diversity on the performance of insurance firms in Nigeria is empiricallyexamined in this study. Between 2010 and 2021, a sample of forty six insurance firms was investigated using descriptive statistics, correlation analysis, and dynamic panel GMM regression. The various analyses were used to investigate the connection between the performance of insurance firms in Nigeria and board diversity.The empirical findings showed that board gender diversity and ethnicity diversity had a substantial impact on the performance of Nigeria's insurance firms. However, nationality diversity have no appreciable influence on the performance of Nigeria's insurance firms.We recommend among others; that insurance companies should improve the representation of females in the board and also include people from different ethnicity in the board so that they can contribute effectively and reverse the negative effect of gender and ethnic diversity on insurance companies' performance in Nigeria. The board of directors of corporate organisations in Nigeria needs to be reorganised to include more diverse members. This will guarantee that there is a sufficient mix of directors,including a balance of male and female directors.

inancial performance in Nigeria. The scope of this study is for a period covering selected manufacturing companies
in Nigeria from 2018 to 2022 using the Nigeria Exchange Group (NGX) as a basis of
sampling selection. The data used was obtained mainly from secondary sources. The
secondary data relate to relevant information that depicts board diversity and firm
financial performance. This was made up of information relating to board age, board
gender, board educational background, board ethnicity and firm financial performance. In
this study, data were extracted from the annual reports and account of these seventeen (17)
fast moving consumers goods, companies quoted on the Nigeria Exchange Group used as
case study within the period of five (5) years ranging from 2018-2022. The findings provide valuable insights for policymakers, corporate leaders, and
stakeholders. Firstly, the study reveals that board age has a statistically significant
positive impact on firm financial performance. The study therefore made the following
recommendations that companies should aim to achieve a balanced mix of experienced
and younger directors on boards to leverage diverse perspectives and experiences, there is
need to implement policies and practices to increase the representation of women on
boards, fostering inclusivity and broader corporate governance objectives. The following
recommendations are made to achieves the objective. There should be constant review of
existing tax laws of one year. There should be stringent penalty imposed on any corporate
body who include in any form of VAT malpractice irrespective of states. In conclusion, this study sheds light on the relationships between board characteristics and firm financial
performance in the quoted manufacturing industry in Nigeria.