NWELIH EMMANUEL

Every business organization, institution requires data and good quality information to function effectively. It is not an over statement to say many organizations, institutions have been having some challenges in passing information to the public rather it's has to be in a more efficient way. The objective of the study is to find a suitable solution to the major challenges the society face in peer-2-peer payment system in a cashless society regarding the issue of fraud and lack of trust and for the society to curb this problem the society has to adopt Escrow services, a third-party agent system that serves as a middleman. According to the research carried out in the course of this project, our statistical result collated from questionnaire distributed to various respondent shows that over 60% of the population doesn't know about Escrow services. However, for the society to adopt this system the government or private organization has to create an awareness and training program to educate the people about escrow services, how it's operate and the reason why they should adopt it, this will help the society at large when dealing with peer to peer payment system in a cashless economy. Thereby curbing the negative effect of fraud and issue of trust in the society.

This study examines impact of social media trends on the behavioural pattern of the Three local government areas of Benin Students. The study adopted the survey design using simple random sampling to source data from a sample of 400 respondents. The data collected was analysed using percentage and chi-square statistical technique. The Result shows that social media contribution impacts on the behavioural pattern of three local government areas Students in Edo State , social media platform impacts on students reading habit, social media trends affects daily relations of students in the Three local government areas. Social media trend impact on students’ academic performance in the Three local government areas. The study recommended that students should be monitored by teachers and parents on how they use these sites. Teachers should ensure they use the Social media as a tool to improve the academic performance of students in schools and students lifestyles. Students should better manage their study time in and prevent distractions that can be provided by the Social media. There should be a decrease in the number of time spent by students when surfing the net. Social Networking Sites should be expanded and new pages should be created to enhance academic activities and avoid setbacks in the students’ academic performance and students lifestyles. The students should create a balance between chit-chatting and academic activities. More attention should be directed to research. The use of Social media network by students should focus on the academic relevance of those sites instead of using them for negative purposes.