Anita Ayomiko CHUKWUEMEKA

The study empirically examined the impact of electronic banking on deposit money banks performance in Nigeria for the period 2009 to 2023. The specific objectives of the study were to examined the impact of mobile banking (MBANK), internet banking (IBANK), point of sales terminal (POS) and automated teller machine (ATM) on deposit money banks performance. The fully modified least square econometric technique was employed for analysis of data and the results obtained indicate that mobile banking (MBANK) and point of sales terminal (POS) has significant negative impact on deposit money banks performance; internet banking (IBANK) and has significant positive relationship with deposit money banks performance; while automated teller machine (ATM) has a weak negative impact on deposit money banks performance in Nigeria. The study therefore conclude that, in the determination of deposit money banks performance (DMBP), MBANK, IBANK and POS are major factors to be considered by
management, policy makers and the government. These variables must not be ignored in policy decision making otherwise, it will spell doom for the Nigerian banking industry.