DEPARTMENT OF BANKING AND FINANCE INSURANCE PROGRAMMEA

The study is on the impact of capital structure on the performance of quoted insurance firms in Nigeria. The study adopted the panel data regression method. The outcome of the study revealed that total debt to total assets ratio has a negative significant impact on performance of Nigerian insurance firms, short-term debt to total assets ratio has a positive significant impact on performance of Nigerian insurance firms, long-term debt to total assets ratio has a negative significant impact on performance of Nigerian insurance firms. The study however recommends that in order to continue to be profitable and competitive, top management of every insurance company needs make wise financial decisions. In order to finance their operating activities, listed insurance companies must step up their efforts to rely more on internally generated money.