AUTOMATED LOAN RECORD MANAGEMENT SYSTEM

In many developing regions, loan management processes remain a significant challenge due to poor record keeping, limited accountability between lenders, borrowers, and guarantors, and the absence of structured digital administration tools. This project focuses on the design and implementation of an Automated Loan Record Management System delivered through a web- based platform, the LRMS Platform. The system was developed using Object-Oriented Analysis and Design (OOAD) and a prototyping approach to ensure simplicity, usability, and scalability. The platform comprises nine modules: Administrator Login, Borrower Registration with fingerprint capture and photograph upload, Borrower and Guarantor Details with SMS reminder management, Loan Issuance, Bank Details, Repayment tracking, a Database Dashboard for visual analytics, a Saved Records interface for searchable borrower and guarantor retrieval, and an Offline Support page. Testing confirmed that the system accurately handles borrower registration, loan record management, repayment tracking, and administrator-initiated SMS reminders to borrowers and guarantors. The system is reliable, structured, and practical for lending organizations and cooperative societies seeking to improve loan administration, reduce
defaults, and strengthen accountability among all stakeholders